Emkan's Top Up program allows you to obtain financing, immediately, on top of whatever existing financing plan you already have with your local bank. No salary transfer needed.
* Finance cost may vary depending on finance amount, term and credit score of every customer.
* Numbers are for illustrative purposes only, and don’t constitute a binding offer form the company.
How to apply:
- Download the Emkan app.
- Open the app and register.
- Enter your details and upload your documents.
- Receive immediate approval and set the financing amount / appropriate payment period.
- Enter your bank details and sign the online contract
Top-up Finance requirements:
- Nationality (Saudi)
- Sector (governmental - semi-governmental - private sector - retirees).
- Minimum Top Up Financing for non-salary transferees: SAR 7,000.
- Age range: from 22 to 60.
- Duration of service: - 6 months for Micro Finance if you’re in the private sector - 1 month for Top Up Financing if you’re a government / semi-government sector employee and transfer your salary to Al Rajhi - 3 months for Top Up financing if you’re a non-salary transferee
- Existing Financing.
- Good credit history.
Top-up Finance Benefits:
- Financing starts from SAR 5,000 and reaches SAR 1,500,000.
- Financing periods range from 12 months to 60 months.