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Want an extra finance above your existing finance?

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The financing period ranges from 12 - 60 months

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Loans from SAR 5,000 up to 1,500,000

Top-up Finance Advantages

Emkan’s Top Up program allows you to obtain financing, immediately, on top of whatever existing financing plan you already have with your local bank. No salary transfer needed.
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Topup Finance Requirements

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Nationality

The applicant must be a Saudi National

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Availability

Civil Sector (Governmental, semi-governmental and private sectors)

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Minimum salary

The minimum salary for those transferred to Al Rajhi Bank is 2,000 riyals, and for non-salary transferee must be SAR 5,000 riyals

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Age range

-18-60 years for salary transferee
-23-60 years for non-salary transferee
-70 years for retirees

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Duration of service

-For salary transferees (one month)
-For non-salary transferees (3 months)

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Terms

Existing financing

How To Apply

Top Up program allows you to obtain financing, immediately, on top of whatever existing financing plan you already have with your local bank, and no salary transfer needed.

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Download

Emkan app on your mobile phone. Available on IOS & Android

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Upload

your personal information and the required documents

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Amount

select the amount and repayment period that suits you after approval

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Choose

the payment method and sign the contract

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Emkan Finance company close joint stock company, with a capital of 2000,000,000 SAR, commercial register No. 1010501239, National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355, license No. 55\ أش\202004, Emkan is under the supervision and authority of Saudi Central Bank (SAMA)