Home / Top Up Finance
Want an extra finance above your existing finance?
![hero image](/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Ftopup-finance-hero.ea2b1cb1.png&w=2048&q=100)
![criteria icon](/images/period-ranges.png)
The financing period ranges from 12 - 60 months
![criteria icon](/images/coin.png)
Loans from SAR 5,000 up to 1,500,000
Top-up Finance Advantages
Emkan’s Top Up program allows you to obtain financing, immediately, on top of whatever existing financing plan you already have with your local bank. No salary transfer needed.
Apply NowTopup Finance Requirements
![criteria icon](/images/nationality.png)
Nationality
The applicant must be a Saudi National
![criteria icon](/images/board.png)
Availability
Civil Sector (Governmental, semi-governmental and private sectors)
![criteria icon](/images/money.png)
Minimum salary
The minimum salary for those transferred to Al Rajhi Bank is 2,000 riyals, and for non-salary transferee must be SAR 5,000 riyals
![criteria icon](/images/age-range.png)
Age range
-18-60 years for salary transferee
-23-60 years for non-salary transferee
-70 years for retirees
![criteria icon](/images/credit-history.png)
Duration of service
-For salary transferees (one month)
-For non-salary transferees (3 months)
![criteria icon](/images/chart.png)
Terms
Existing financing
How To Apply
Top Up program allows you to obtain financing, immediately, on top of whatever existing financing plan you already have with your local bank, and no salary transfer needed.
Download
Emkan app on your mobile phone. Available on IOS & Android
![apply icon](/images/apply/upload.png)
Upload
your personal information and the required documents
![apply icon](/images/apply/amount.png)
Amount
select the amount and repayment period that suits you after approval
![apply icon](/images/apply/choose.png)
Choose
the payment method and sign the contract