Transforming finance into a digital experience
- No salary transfer
- Up to SAR 1,5 millions
- No Employer guarantee required
A Fully digital financing experience!
We deliver all your financial need at one place! with easy and secure app experience.
financing products
Financing solutions that fit your needs
Microfinance
A financing product, starting from 2,000 to 25,000 SAR, designed to improve your needs anytime and anywhere
Top-Up Finance
A financing product allows you to get a new loan above your existing loan . Starting from 5,000 to 1 .5 million SAR .
Auto lease
A financing product that allows you to own the car of your dreams with easy terms and procedures
Ucard
A credit card with a cashback up to 2% and the ability of getting digital and plastic card.
Retail finance
A financing solution that enables the end users to get purchases financing from merchants up to 80,000 riyals
Uncomplicated
Fast
Your needs are all answered
Ever-ready to support you
Secure, fast, and easy loan!
You will get your finance in no time, without salary transformation with a push of a button!
Emkan has your back, whether you have an existing finance or are in private or public sector
How To Apply
Download the app
App Available on IOS & Android
Apply for financing
Fill the request form and submit your documents
Get money
Get your money into your submitted bank account
Frequently Asked Questions
How is the profit calculated in case of early payment? And what is the payment method?
Can I request financing from the Emkan app?
How do I apply?
