Home / Direct Finance
Achieve your goals with our Personal Finance

Finance Advantages
Direct Personal finance helps achiving your goals without salary transfer and loan amount up to 500,000 SAR

Loan starts from SAR 20,000 up to
SAR 500,000

No existing financing
is required

The financing period ranges from
3 - 60 months

No Salary
Transfer

Fully digital
experience
Direct Finance Requirements

Nationality
The applicant must be a Saudi National

Service period
Minimum of 12 months with current employer

Minimum Salary
Starting from
Government sector: SAR 5,000
Private sector: SAR 8,000

Age
Employess: starts from 25 to 60 years old
How To Apply
Personal finance helps achiving your goals without salary transfer and loan amount up to 500,000 SAR using the App with easy steps
Download
Emkan app on your mobile phone. Available on IOS & Android

Upload
your personal information and the required documents

Amount
select the amount and repayment period that suits you after approval

Choose
the payment method and sign the contract