Emkan - Credit Card

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Cash back up to 2%

Ucard Advantages

EMKAN provides Sharia-compliant credit cards in accordance with Murabahah trading The card is available in a variety of categories to suit all budgets Apply for your card and enjoy numerous benefits such as instant cashback and the ability to add it to your online wallet, and many more

Platinum Card

Available for Saudi’s customers only
Up to 2% instant cash back on your purchases
The card is issued instantly
Instant cash from all ATMs up to 30% of the credit limit
Free access to more than 25 Airport lounges Worldwide
DragonPass airport dining discount
Up to 15% discount at YQ airport meet & assist
Up to 20% discount in AVIS
Special offers with VISA Luxury Hotel Collection
12% discount of Agoda
25% discount at Jumeirah Hotels
20% discount at Jumairah Dining establishment
Purchase protection
Enjoy the ENTERTAINER offers on IOS & Android
Installment Options with no profit margin

Classic Card

Available for Saudi Students from selected universities
0,6% instant cashback on your purchases with no cap
The card is issued instantly
Instant cash withdrawal from ATMs up to 30% of the credit limit
Installment options without profit margin

Ucard Requirments

Platinum Card

Copy of the ID
Account statement for last three months
Salary slip

Classic Card

A copy of student ID
Proof letter from university
Enrolment Transcript for at least two semesters
The student must be within the below universities:

Umm Al-Qura University, King Khalid University,Imam M Bin Saud University, King Abdulaziz University, Kind Saud University, King Fahad University, Al Faisal University,Jazan University, Princess Noura Bint Abdulrahman University King Saud University for Health Science