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Cash back up to 2%

Ucard Advantages
EMKAN provides Sharia-compliant credit cards in accordance with Murabahah trading The card is available in a variety of categories to suit all budgets Apply for your card and enjoy numerous benefits such as instant cashback and the ability to add it to your online wallet, and many more
Platinum Card
- Available for Saudi’s customers only
- Up to 2% instant cash back on your purchases
- The card is issued instantly
- Instant cash from all ATMs up to 30% of the credit limit
- Free access to more than 25 Airport lounges Worldwide
- DragonPass airport dining discount
- Up to 15% discount at YQ airport meet & assist
- Up to 20% discount in AVIS
- Special offers with VISA Luxury Hotel Collection
- 12% discount of Agoda
- 25% discount at Jumeirah Hotels
- 20% discount at Jumairah Dining establishment
- Purchase protection
- Enjoy the ENTERTAINER offers on IOS & Android
- Installment Options with no profit margin
Classic Card
- Available for Saudi Students from selected universities
- 0,6% instant cashback on your purchases with no cap
- The card is issued instantly
- Instant cash withdrawal from ATMs up to 30% of the credit limit
- Installment options without profit margin
Ucard Requirments
Platinum Card
- Copy of the ID
- Account statement for last three months
- Salary slip
Classic Card
- A copy of student ID
- Proof letter from university
- Enrolment Transcript for at least two semesters
- The student must be within the below universities:
Umm Al-Qura University, King Khalid University,Imam M Bin Saud University, King Abdulaziz University, Kind Saud University, King Fahad University, Al Faisal University,Jazan University, Princess Noura Bint Abdulrahman University King Saud University for Health Science
How To Apply
EMKAN provides Sharia-compliant credit cards in accordance with Murabahah trading The card is available in a variety of categories to suit all budgets Apply for your card and enjoy numerous benefits such as instant cashback and the ability to add it to your online wallet, and many more
Download
Emkan app on your mobile phone. Available on IOS & Android

Sign up
Your account on the app

Register
And fill your information

Submit
A card application