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Shop Local, Earn More, Get up to 10% Cashback

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Ucard Advantages

EMKAN provides Sharia-compliant credit cards in accordance with Murabahah trading The card is available in a variety of categories to suit all budgets Apply for your card and enjoy numerous benefits such as cashback and the ability to add it to your online wallet, and many more

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Platinum Card

  • Available for both Saudi and non-Saudi customers
  • Earn up to 10% cashback on your purchases
  • Fully digital card issuance experience
  • Instant cash withdrawals at ATMs up to 30% of your credit limit
  • Special offers with VISA Luxury Hotel Collection
  • Purchase protection
  • Enjoy the ENTERTAINER offers on IOS & Android
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Classic Card

  • Available for Saudi Students from selected universities
  • 0,5% cashback on your purchases
  • Fully digital card issuance experience
  • Instant cash withdrawals from ATMs up to 30% of your credit limit

Ucard Requirments

Platinum Card

  • Copy of the ID
  • Account statement for last three months
  • Salary slip

Classic Card

  • A copy of student ID
  • Proof letter from university
  • Enrolment Transcript for at least two semesters
  • The student must be within the below universities:
  • Umm Al-Qura University, King Khalid University,Imam M Bin Saud University, King Abdulaziz University, Kind Saud University, King Fahad University, Al Faisal University,Jazan University, Princess Noura Bint Abdulrahman University King Saud University for Health Science

How To Apply

EMKAN provides Sharia-compliant credit cards in accordance with Murabahah trading The card is available in a variety of categories to suit all budgets Apply for your card and enjoy numerous benefits such as cashback and the ability to add it to your online wallet, and many more

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Download

Emkan app on your mobile phone. Available on IOS & Android

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Sign up

Your account on the app

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Register

And fill your information

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Submit

A card application

Cashback Calculator

EMKAN provides a cashback calculator that helps you estimate your monthly and yearly cashback based on your monthly spending
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Emkan Finance company close joint stock company, with a capital of 2000,000,000 SAR, commercial register No. 1010501239, National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355, license No. 55\ أش\202004, Emkan is under the supervision and authority of Saudi Central Bank (SAMA)