A product allows you to re-request your personal finance at a lower or higher value with a new repayment period as desired by the customer.
How to apply for refinance? click here
Last update in 07/05/2023
How to apply for finance:
Download Emkan app on your mobile phone
Enter your personal information and upload the required documents
After approval, select the amount and repayment period that suits you
Select the payment method and sign the online contract
Instant approval of requests
Easy monthly installments for periods up to 60 months
The applicant must be a Saudi National.
Civil Sector (Governmental, semi-governmental and private sectors)
20% of the personal finance amount must be repaid within a period of 6 months
The required finance must be of the same type as the existing finance.
Available with selected product:
- micro finance
- Top-up finance
|Salary||Exciting Finance Amount||Additional Finance Amount||Financing Period||Monthly Installment||Annual Profit Rate|
- Example of administrative fees: 1% or 5,000 riyals of the financing amount + commodity sale fees + third party fees. - If the minimum payment amount made every month, it will take almost the months that appeared for each product in table to repay the full amount, keeping in view compounded interest added each month. - APR may change based on the change in the financing amount and due date.