Finance Product Prices

Prices of Emkan Finance Programs

Date of last pricing update : 02/06/2023

Microfinance

Our microfinance service delivers urgent, crucial finance solutions to Saudi nationals through a robust lending solution.

Finance Type

Annual Percentage Rate (APR)

Microfinance

Starting from 44.04%

Examples of flexible finance

Tenor

Finance Cost*

Monthly Instalment

Finance amount 30,000

12 months

44.04%

3250

Finance amount 25,000

18 months

43.09%

1805.56

Finance amount 50,000

24 months

42.08%

2916.67

Important notes :

  • * Finance cost may vary depending on finance amount, term and credit score of every customer.
  • * Numbers are for illustrative purposes only, and don’t constitute a binding offer form the company.

Top-Up Finance

Customers who have existing finance can easily obtain Top-up Finance subject to certain conditions and benefits.

Financing By Salary

Salary

Annual Percentage Rate (APR)

Salary less than 10,000

Starting from 19.69 %

Salary between 10,000 - 15,000

Starting from 17.62 %

Salary between 15,000 - 25,000

Starting from 11.54 %

Salary more than 25,000

Starting from 10.86 %

Examples of Top-up Finance

Tenor

Finance Cost *

Monthly installment

Salary less than 10,000

Finance amount 30,000

12 months

19.69%

2,724.75

Salary between 10,000 - 15,000

Finance amount 30,000

36 months

16.30%

1,033.08

Salary between 15,000 - 25,000

Finance amount 50,000

48 months

10.17%

1,249.58

Salary more than 25,000

Finance amount 100,000

60 months

9.34%

2,054.17

#

Transactions Amount

Agency Fee per Commodity Instruction

1

Up to 20,000

SAR 500

2

From 20,001 to 40,000

SAR 600

3

From 40,001 to 60,000

SAR 700

4

From 60,001 to 80,000

SAR 800

5

From 80,001 to 100,000

SAR 1000

6

Above 100,001

SAR 1200

Important notes :

  • * Finance cost may vary depending on finance amount, term and credit score of every customer.
  • * Numbers are for illustrative purposes only, and don’t constitute a binding offer form the company.