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Emkan Products

Microfinance

Financing that meets all your financial needs. Apply easily, using the Emkan app, receive immediate approval on your request, and enjoy forgiving terms and smooth procedures. No guarantor or salary transfer needed, available to everyone in governmental, semi-governmental, and private sectors.

Enter finance amount

Payment term

  • Finance amount

  • Monthly instalment

  • Finance Cost

    *

  • Finance Period

* Finance cost may vary depending on finance amount, term and credit score of every customer.

* Numbers are for illustrative purposes only, and don’t constitute a binding offer form the company.

How to apply:

  • Download the Emkan app
  • Enter your details and upload your documents
  • Receive immediate approval and set the financing amount / appropriate payment period
  • Enter your bank details and sign the online contract

Micro Finance Requirements:

  • Nationality: Saudi
  • Sector: governmental - semi-governmental - private sector - retirees.
  • Minimum salary: SAR 2,000 for employees and SAR 1,900 for retirees.
  • Age range: from 22 to 60.
  • Duration of Service: 6 months for Micro Financing if you’re a private sector employee.
  • Good credit history

Micro Finance Benefits:

  • No employer guarantors.
  • No salary transfers.
  • Financing starts from SAR 2,000 and reaches up to SAR 50,000.